Terms and Conditions apply.
*Subject to spend criteria. Get a cashback of Rs. 500 on spending Rs. 10,000 in the first 90 days of Cardmembership,
enough to set off your first year Card fee. Plus, second year onwards, get a renewal fee waiver on spending
Rs. 39,999 in the previous year of the Cardmembership.
**Membership Rewards® Points will be capped at 1250 Points per month per Card account for Flipkart and Ola and
at 500 Points each per month per Card account and 250 Points for all merchants under the 5X category. There is
no limit on the regular Membership Rewards® Points you can earn. The Cardmember will earn 10X and 5X Points
for every Rs. 50 spent at select merchant partners only. Please note that the merchant partners may change from
time to time. To view the list, click here. For example, a spend of Rs. 50 on an eligible merchant will get you
10 Membership Rewards® Points (if the merchant is under 10X category) and 5 Membership Rewards® Points
(if the merchant is under 5X category).
^You will not earn Membership Rewards® Points on your American Express Card for all your spending on fuel,
insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing
Companies (OMCs). Utility services include providers of household/domestic electricity, gas and water.
These providers can be government departments and agencies including local, state, municipal organizations,
public housing societies and apartment associations. Telecommunications includes providers of landline phones,
mobile phones, internet services, cable and other pay TV services, and calling cards.